Attention homeowners: Real estate appraisal services for in Spring and Montgomery County

See the top 7 reasons why TX homeowners call on Next Step Appraisals:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge Montgomery county's assessment of your property
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
In the case of a TX divorce, where real estate property needs to be divided
Settle an estate in TX by determining the true market value of property in question

Do you own a home in or near Spring? Do you need help determining the price of your real estate?
Contact Next Step Appraisals.

At Next Step Appraisals, we understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Next Step Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your home's price, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.

Appraisals to remove PMI

A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are seasoned in helping clients just like you do away with unneeded PMI insurance.

Challenging Montgomery county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. A professional appraisal from Next Step Appraisals is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is close to a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow point of view, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Next Step Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for precision, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? Next Step Appraisals offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.